India's Smartest
Dividend Calculator
Upload your Zerodha, Groww or Upstox portfolio. We fetch live CMP, calculate your true historical Yield on Cost, project 10-year income, and show exactly how much tax you're paying.
Yield on Cost (YOC)
Live CMP & CAGR Sync
Fully Private Engine
Monthly Income Calendar
Post-Tax TDS Analysis
DRIP Simulator
How to export your holdings CSV from Zerodha
Absolutely. Your CSV is parsed entirely in your browser using JavaScript. Nothing is transmitted to any server — we never see your holdings, quantities, or prices.
YOC = Annual DPS ÷ Your Average Buy Price × 100. If you bought ITC at ₹200 in 2019 and it now pays ₹8.5/year, your YOC is 4.25% — even though the current yield on a ₹300 CMP is only 2.8%. YOC grows as companies increase their payouts over time.
Under Section 194 of the Income Tax Act, Indian companies deduct TDS at 10% when the total dividend paid to you by that specific company exceeds ₹5,000 in a financial year. We calculate this threshold automatically across your holdings.